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Some personal loans offer lower interest rates than credit cards. So consolidating your credit card debt with a personal loan may save you money on interest and potentially help you get out of debt faster.
But a personal loan isn’t your only option to consolidate your credit card balances. You can also apply for a balance transfer credit card, apply for a home equity loan or take out a retirement account loan, for example.
Every debt consolidation option comes with its own pros and cons, so read on to learn whether a personal loan might be the best choice for you.
